Your Top 10 Love Of Your Life List

There is a statistic that shows that people who write down their goals are 80% more likely to reach them. Not a lot of people take this methodology to their love lives. Why not? One of the best things you could ever do in your life is creating a top 10 list, going through all your exes and scoring them out of 10. You will begin to see a pattern in where your ex-partners were letting you down. You’ll also see where they were meeting your wants and needs too. Finding the right person to be with isn’t like playing the online lottery. “Winning” isn’t just down to luck; you need to put some work in too.

If you’re ready to make your list, you need to take a few things into account to make it fair. Things might not have worked out with your exes, but there are … Read the rest

Is a Fixed or Variable Mortgage Best for You?

A big question that a lot of homebuyers will have is what kind of mortgage is going to offer them the best overall deal. In more simple terms, it really comes down to variable or fixed rates, where both do exactly what they say.

Fixed Rates Explained

With fixed rates, they are not going to fluctuate over a specified period of time, regardless of what may happen with the Bank of England base rate. Various deals will allow the rate to be fixed depending on different time periods, which will usually be between two to five years. In some cases, it can be as long at ten years.

What this means is that a borrower will have foresight as to what they will pay for the length of the fixed rate. The main benefit to a fixed rate is that budgeting can be easier and it offers freedom from the … Read the rest