Is a Fixed or Variable Mortgage Best for You?

A big question that a lot of homebuyers will have is what kind of mortgage is going to offer them the best overall deal. In more simple terms, it really comes down to variable or fixed rates, where both do exactly what they say.

Fixed Rates Explained

With fixed rates, they are not going to fluctuate over a specified period of time, regardless of what may happen with the Bank of England base rate. Various deals will allow the rate to be fixed depending on different time periods, which will usually be between two to five years. In some cases, it can be as long at ten years.

What this means is that a borrower will have foresight as to what they will pay for the length of the fixed rate. The main benefit to a fixed rate is that budgeting can be easier and it offers freedom from the … Read the rest

A Look at the Exciting World of Speed Dating

For men and women who’ve tried everything to meet someone special without results, there is a new way to meet and mingle that’s worth trying. It’s called speed dating and while it’s been around for a few years now, it is still one of the newest ways to meet people. Ladies and men of all ages participate in speed dating, and many find at least one match that they see again on a later date. If you’ve yet to discover the plethora of benefits that speed dating offers, it’s time to make a change. This could be the perfect way to find SOS to enjoy your days and nights with.

What is Speed Dating?

Speed dating brings men and women together for a day or a night of fun. The events are arranged by professionals, so everything goes off without a hitch. All that you need to do is … Read the rest